Jessy Gill MortgagesπŸ“ž819-213-6634
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Your Free Ottawa First-Time Buyer Checklist: Delivered to Your Inbox

Everything you need to know before buying your first home in Ottawa, from saving your down payment to closing day, organized into a clear, step-by-step checklist.

What's Inside the Checklist

  • βœ“Down payment requirements and savings strategies
  • βœ“First Home Savings Account (FHSA) explained
  • βœ“The Home Buyers Plan (RRSP withdrawal): how to use it
  • βœ“How to get pre-approved and what documents you need
  • βœ“Understanding the mortgage stress test
  • βœ“Ottawa closing costs breakdown: what to budget
  • βœ“Questions to ask your mortgage broker
  • βœ“Timeline from pre-approval to keys

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Jessy Gill

About the Author

Jessy Gill

This checklist was created by Jessy Gill, Ottawa Mortgage Agent Level II with 15+ years of experience helping first-time buyers navigate the Ottawa market. Jessy works with 45+ lenders to find the right mortgage for every client, at no cost to you.

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45+

Lenders in Jessy's network

Free

No cost to you, broker paid by lender

15+

Years helping Ottawa first-time buyers