MBA-educated with 15+ years of mortgage experience and access to 45+ lenders — Jessy Gill shops the entire market to find the right mortgage for you.
Whether you're buying your first home or growing a real estate portfolio, I have the expertise and lender relationships to get the right deal for you.
Navigate Ottawa's housing market with confidence. We'll walk you through every step, from pre-approval to keys in hand.
Traditional banks make it hard. We work with lenders who understand business income and get you approved.
Custom construction mortgages with draw schedules designed for Ottawa's new-build communities.
Grow your portfolio with tailored investor financing — rental income qualification, BRRRR (Buy, Renovate, Rent, Refinance, Repeat) strategy, and more.
Need a private mortgage, renewal, or refinancing? We do that too →
Based on Google Reviews
Access to 45+ lenders — including
Why Choose Jessy
When you work with a broker instead of a single bank, you gain an advocate. Here's what that means in practice.
Jessy holds an MBA and has been structuring mortgage deals for Ottawa families and investors since 2009. That depth of knowledge works in your favour at the negotiating table.
Banks offer their products. Jessy shops the entire market — major banks, credit unions, monoline lenders, and private sources — to find the rate and terms that fit your life.
In Ottawa's competitive market, speed matters. Our pre-approval process is built for urgency — so you can make an offer with confidence before the listing is gone.
You're not a file number here. Jessy takes time to understand your full picture — income, goals, timeline — and builds a mortgage strategy around you, not a template.
Simple Process
Getting a mortgage shouldn't feel overwhelming. Our four-step process is designed to keep you informed and in control at every turn.
Book a no-obligation call with Jessy. We review your goals, timeline, and finances to map out the right mortgage path.
We provide a clear checklist — income proof, ID, purchase info — so you know exactly what's needed and nothing slips through.
Jessy submits to 45+ lenders simultaneously, negotiates on your behalf, and presents the best options with clear comparisons.
Sign your mortgage approval, finalize with your lawyer, and get the keys. Jessy stays available for every question along the way.
No obligation · Takes less than 30 minutes · Ottawa & virtual appointments available
Real Client Experiences
“Jessy made the entire home-buying process so much less stressful. She found us a rate our bank couldn't come close to matching, and she was available every time we had a question. We closed on our first home thanks to her. I can't recommend her enough!”
Sarah M.
March 2025
“As self-employed business owners, we were told by two banks we wouldn't qualify. Jessy proved them wrong within a week. She understood our income structure immediately and found a lender who saw the full picture. Professional, knowledgeable, and genuinely caring.”
Rajveer & Priya T.
January 2025
“I came to Jessy at renewal time just curious if I could do better than my bank's offer. She saved me over $8,000 in interest over the new term. The switch was seamless and she handled everything. If you're not shopping your renewal, you're leaving money on the table.”
Michael O.
November 2024
Jessy Gill
Mortgage Agent Level II · License #M21004006
About Jessy
Jessy Gill holds an MBA and has spent more than 15 years in the Canadian mortgage industry — first at RBC, where she learned how banks think, and now as an independent broker, where she uses that knowledge to get better outcomes for her clients.
As a broker, Jessy works for you, not any single institution. That means access to 45+ lenders, unbiased advice, and a mortgage strategy built around your life — not a product quota.
Jessy is deeply rooted in the Ottawa community, is fluent in both English and Punjabi, and has helped hundreds of Ottawa families, self-employed professionals, and investors navigate the mortgage process with confidence.
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From the Blog
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Read MoreOttawa & Beyond
Proudly serving Ottawa and all of Ontario. Based in Ottawa — with deep knowledge of every neighbourhood.
Mortgage broker hub — all of Ottawa
View area page →Tech workers, new builds, families
View area page →First-time buyers, new construction
View area page →Renewals, equity access, move-up buyers
View area page →East Ottawa, bilingual community, LRT
View area page →Construction mortgages, new builds
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