Ottawa Mortgage Calculators
Numbers help you plan, but a broker helps you win. Use these free calculators to get a sense of your mortgage, then book a call with Jessy to get the real picture with actual lender rates.
Mortgage Payment Calculator
Enter your home price, down payment, rate, and amortization to calculate your exact monthly, bi-weekly, or weekly payment, using the correct Canadian semi-annual compounding formula.
Use Calculator →Affordability Calculator
Find out how much home you can afford in Ottawa. Includes the mortgage stress test so your qualifying amount reflects what lenders will actually approve.
Use Calculator →Land Transfer Tax Calculator
Calculate your Ontario land transfer tax instantly. Includes the first-time buyer rebate up to $4,000. Ottawa has no municipal LTT, unlike Toronto.
Use Calculator →Closing Costs Estimator
Get an itemized estimate of all closing costs: legal fees, title insurance, home inspection, property tax adjustments, and more, so you aren't surprised on closing day.
Use Calculator →Calculators Give You Estimates. Jessy Gives You Approvals.
These tools are useful for planning, but your real qualifying amount depends on your full financial picture and which lender sees your file. Book a free consultation to get the actual number.